InstantForum.NET v4.1.4talk2euhttp://forums.talktoeu.ie/forums@talktoeu.ieTue, 07 Sep 2010 20:18:04 GMT20http://forums.talktoeu.ie/Topic262-2-1.aspxECB is giving loans to Irish banks and allowing thief Irish banks to operate in any European country. Irish banks could not survive without ECB loans.Mon, 15 Mar 2010 13:07:25 GMTload1234http://forums.talktoeu.ie/Topic262-2-1.aspxMoney based frauds is attacking the Euro currency.<BR>Pension Crime banks operate in many European countries.Thu, 22 Oct 2009 11:04:17 GMTload1234http://forums.talktoeu.ie/Topic262-2-1.aspxI don't see how any of this has anything to do with the EU. <br><br>It's the Irish government you need to contact if you're unhappy with the pension system.Tue, 20 Oct 2009 11:18:21 GMTCharlemagnehttp://forums.talktoeu.ie/Topic262-2-1.aspxCalculations<P>Charge per payment into fund 5 %</P><P>5 % charge on taking money out. (25 % lump sum)<BR>This amounts to 1 % per year based on 5,000 euros.<BR>1 % = 50 euros. 20 years is 50 Euros * 20 = 1,000 Euros. 1 % <BR>.<BR>Charge of 0.75 % per year. 0.75 %</P><P>Average inflation per year. 3 %<BR> _______ <BR>Total annual cost is 9.75 % </P><P>They assume a 6 % growth rate for fund. Annual costs are 9.75 %.<BR>This amounts to losing all or most of tax benefits. On retirement you also pay tax on regular pension payments.Mon, 19 Oct 2009 14:36:04 GMTload1234